Furniture Store Lease-to-Own: A Stress-Free Way to Get Quality Furniture
According to Gov.in, nearly 1 in 5 adults in the UK and US face issues with over-indebtedness when it comes to financing products and services, including furniture. However, this shouldn’t be a barrier to achieving a beautiful home with high-quality furniture.
What is Furniture Store Lease-to-Own?
Furniture store lease-to-own, also known as rent-to-own, is an alternative to traditional furniture purchasing methods. This way of buying furniture provides an option for people who may have bad credit or non-traditional income, and it also suits those who only need a piece of furniture for short-term use.
How Do Lease-to-Own Furniture Stores Work?
Lease-to-own furniture stores in the US primarily follow similar business models. HarmonyOwn, a lease-to-own platform, has partnered with Katapult to offer this service to customers. Through this partnership, HarmonyOwn makes acquiring quality furniture, home appliances, and decor hassle-free for all its clients.
Here’s a general overview of the process: you browse through the store, pick what you need, and apply for a lease-to-own plan if needed. Once your application gets approved, HarmonyOwn will provide free nationwide shipping across all 50 states, and you pay a fee per month, as well as get the option of purchasing the item with a new low down payment after a certain period
Benefits of Lease-to-Own Furniture Stores
- No Credit Check: No need to worry about your credit score as they do not perform a credit check in most cases with Harmony Own
- No Down Payment (sometimes optional): Some items are free to rent while others may only need a payment to seal the deal for potential buying, at the end, in accordance with the agreement
- No Interest Rates: These plans usually don’t have high interest rates unlike those credit cards, which typically go way up the moment you exceed the agreed-upon repayment deadline
- Wide Range of Options: At leasing, owners typically offer a quality assortment of home furniture
- No Haggling: No need to feel pressured into negotiating prices when you know that no, negotiation is possible here
- No Major Impact on Your Long-term Credit Score: HarmonyOwn suggests breaking-up debt (at pay monthly or annual) rather than large on-time payments on private financing
Lease-to-own agreements with HarmonyOwn allow you to purchase high-quality furniture without breaking the bank. By spreading the cost over time, you can enjoy your furniture even if you do not have the funds available upfront. Our plan aims at giving you, and many people the peace of mind you require to be at home and create personal memories in your house, with minimal costs for quality home furniture products to begin.
Sign up for Harmony Own and see how the new kind of home ownership strategy can start transforming your dream possessions into real life at https://harmonyown.com