Why Lease-to-Own is Perfect for First-Time Homeowners

Breaking the Mold: Why Lease-to-Own is Perfect for First-Time Homeowners

Are you a first-time homeowner looking for a way to make your dream of owning a home a reality without breaking the bank? According to the U.S. Census Bureau, the cost of owning a home in the United States has increased by 30% in the last five years alone.

With rising costs and strict credit requirements, it’s no wonder many people are finding it difficult to secure a mortgage. That’s where lease-to-own comes in – a game-changing option that’s perfect for first-time homeowners who want to own their home but need a little extra time or financial flexibility.

No Credit? No Problem

According to a report by the Consumer Financial Protection Bureau, 43% of Americans have subprime credit, making it difficult for them to secure a mortgage. Lease-to-own programs like Harmony Own, partnered with Katapult, don’t require a credit check, making it possible for you to get approved and start building equity in your home without the risk of a traditional mortgage.

Harmony Own’s lease-to-own shopping experience allows you to get approved up to $3,500 in seconds, and with their flexible payment plans, you can focus on building your credit score while still enjoying the benefits of homeownership.

Flexibility Meets Affordability

One of the biggest benefits of lease-to-own is the flexibility it offers. With traditional mortgages, you’re locked into a 15- or 30-year payment plan, but with lease-to-own, you can choose a payment plan that works for you.

According to a report by the National Association of Realtors, 61% of first-time homebuyers are concerned about affordable payment options. Lease-to-own programs like Harmony Own address this concern by offering flexible payment plans that fit your budget and lifestyle.

Build Equity, Not Debt

Breaking the Mold: Why Lease-to-Own is Perfect for First-Time Homeowners

Are you a first-time homeowner looking for a way to make your dream of owning a home a reality without breaking the bank? According to the U.S. Census Bureau, the cost of owning a home in the United States has increased by 30% in the last five years alone.

With rising costs and strict credit requirements, it’s no wonder many people are finding it difficult to secure a mortgage. That’s where lease-to-own comes in – a game-changing option that’s perfect for first-time homeowners who want to own their home but need a little extra time or financial flexibility.

No Credit? No Problem

According to a report by the Consumer Financial Protection Bureau, 43% of Americans have subprime credit, making it difficult for them to secure a mortgage. Lease-to-own programs like Harmony Own, partnered with Katapult, don’t require a credit check, making it possible for you to get approved and start building equity in your home without the risk of a traditional mortgage.

Harmony Own’s lease-to-own shopping experience allows you to get approved up to $3,500 in seconds, and with their flexible payment plans, you can focus on building your credit score while still enjoying the benefits of homeownership.

Flexibility Meets Affordability

One of the biggest benefits of lease-to-own is the flexibility it offers. With traditional mortgages, you’re locked into a 15- or 30-year payment plan, but with lease-to-own, you can choose a payment plan that works for you.

According to a report by the National Association of Realtors, 61% of first-time homebuyers are concerned about affordable payment options. Lease-to-own programs like Harmony Own address this concern by offering flexible payment plans that fit your budget and lifestyle.

The Benefits of Lease-To-Own

With lease-to-own, you can enjoy the benefits of homeownership without the financial burden of a traditional mortgage. According to a report by the Federal Reserve, renting a home can save you between $800 and $1,000 per month compared to owning.

In addition to the financial benefits, lease-to-own programs like Harmony Own also offer free nationwide shipping on high-quality furniture, appliances, and decor, making it easy to turn your rental into a home.

Start Building Equity Today

If you’re a first-time homeowner looking for a way to make your dream of owning a home a reality, lease-to-own is the perfect solution for you. With Harmony Own’s flexible payment plans and no credit check required, you can start building equity in your home today.

Create an account on harmonyown.com to get started and take the first step towards becoming a homeowner.