Unlock Affordable Luxury with Katapult Financing: A Guide to Your Next Big Purchase

Are you eager to upgrade your home or apartment but worried about the high upfront costs? Katapult financing can be the key to unlocking your dream furniture, appliances, and decor without breaking the bank. In this article, we’ll explore the benefits of Katapult financing and provide a step-by-step guide on how to use it for your next big purchase.

What is Katapult Financing?

Katapult financing is a type of point-of-sale (POS) financing that allows you to pay for high-ticket items over time, with no credit needed and flexible payment plans. This innovative financing option is designed to make luxury goods more accessible to everyone, regardless of their financial situation.

According to a recent survey by the Credit Union National Association (CUNA), nearly 60% of households in the United States struggle with high debt levels. Katapult financing can help alleviate this burden by breaking down large purchases into manageable monthly payments.

For more information about credit union financing, visit the CUNA website to learn about their credit union services.

How to Use Katapult Financing for Your Next Big Purchase

1. Check your eligibility**: Visit Katapult’s website to check if you prequalify for financing. You can also download the Katapult app to get started.
2. Select your desired item**: Browse our collection of high-quality furniture, appliances, and decor at Harmony Own. We offer free nationwide shipping on all orders over $49.
3. Apply for financing**: Fill out a simple application and get approved up to $3,500 in seconds. No credit checks or lengthy approvals needed!
4. Review and sign your contract**: Once approved, review your contract carefully and sign it electronically. Your financing agreement will outline your payment terms and due dates.
5. Maintenance and flexibility**: Pay off your balance over time with manageable monthly payments. You can also make extra payments or pay off your balance in full at any time to avoid interest charges.

Benefits of Katapult Financing

• No credit required**: Katapult financing doesn’t require a good credit score, making it accessible to everyone.
• No interest charges**: You won’t be charged interest on your balance if you pay it off before the agreed-upon due date.
• No prepayment penalties**: You can pay off your balance in full at any time without incurring any penalties.
• Flexible payment plans**: Choose from various payment plans to fit your budget and financial goals.